Everett v State Farm is the most recent case which has impacted every homeowner in California. You can read the appellate court decision HERE.

Inspirational Quotes

When the Japanese mend broken objects, they aggrandize the damage by filling the cracks with gold.  They believe that when something's suffered damage and has a history it becomes more beautiful.

Barbara Bloom

Testimonials

I like reading what is going [in your newsletters]. Its makes me feel like I'm not alone. Thank you.

Witch Creek Fire Survivor, 2007