Everett v State Farm is the most recent case which has impacted every homeowner in California. You can read the appellate court decision HERE.

Inspirational Quotes

Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow.

Testimonials

I have enjoyed reading your mailings, and am convinced your organization provides a wonderful service. Keep it up, please; you will probably never know when some little item clicks and makes a world of difference in someone's life.

2008 Basin Complex Fire Survivor, Big Sur CA